About Bhanjyang
Our Identity. Our Purpose.
Building a stronger community through financial empowerment and member-centric services since 2012.
Our Foundation
Rooted in Values
Bhanjyang Saving & Credit Cooperative Ltd. was established in 2012 with the vision of providing accessible financial solutions to the residents of Rupa Rural Municipality. For over a decade, we have been a trusted partner in the economic development of our community.
Our cooperative operates on the principle of mutual help and democratic control. We ensure that every member has a voice and that our growth directly benefits the community we serve.
Our Mission
To empower our members by providing sustainable, transparent, and innovative financial services while fostering a culture of savings and investment.
Our Vision
To be the leading financial institution in the region, known for its integrity, member satisfaction, and contribution to social prosperity.
Cooperative Identity
The 7 Principles
As a registered cooperative, we strictly adhere to the International Cooperative Principles.
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1. Voluntary Membership
Open to all persons able to use their services and willing to accept the responsibilities of membership.
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2. Democratic Control
Controlled by their members, who actively participate in setting their policies and making decisions.
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3. Member Participation
Members contribute equitably to, and democratically control, the capital of their cooperative.
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4. Autonomy
Self-help organizations controlled by their members, ensuring independence in all partnerships.
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5. Education & Training
Providing education for members and training for representatives to contribute to development.
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6. Cooperation
Serving members most effectively and strengthening the cooperative movement by working together.
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7. Community Concern
Working for the sustainable development of their communities through policies approved by members.
Our Leadership
Messages from our Team
Chairman's Message
"At Bhanjyang, we believe that true progress is only possible when the entire community moves forward together. Our focus has always been on transparency and the long-term financial health of our members."
Chairman, Bhanjyang Cooperative
Manager's Commitment
"We are committed to delivering the best-in-class service to our members. Our operational excellence and digital transformation are aimed at making banking easier and more secure for every member of Rupa."
Manager, Bhanjyang Cooperative
Our Core
What Drives Us
Transparency
We maintain open communication with our members, ensuring full visibility into our operations and financial health.
Stability
A decade of consistent growth and prudent financial management provides a secure foundation for your savings.
Member First
Every decision we make is guided by the best interests of our members and the community we serve.
Our Journey
A Legacy of Growth
The Beginning
Bhanjyang Saving & Credit Cooperative Ltd. was founded with a handful of visionary members in Rupa.
Reached 1000 Members
A major milestone as the community's trust in our institution grew rapidly.
Regional Integration
Expanded services and became a key player in the local economic landscape.
Digital Transformation
Launched the iSmart mobile banking app to provide modern financial tools to our members.
Mobile Banking
Banking in your Pocket
Access your accounts anytime, anywhere with the Bhanjyang iSmart app. Fast, secure, and easy to use.
- Real-time balance inquiry
- Fund transfers & utility payments
- Secure biometric login
People Behind Bhanjyang
Our Board & Staff
Board of Directors
Board Members
Our Staff
Want to learn more?
Visit our office or call us to talk about our services and how you can become a member.
Call Us Now