+977 9856083101 info@bhanjyang.coop.np

Legal

Terms & Conditions

Last updated: April 2026

By accessing and using the Bhanjyang Saving & Credit Cooperative Society Ltd. website ("website"), you agree to the following terms and conditions.

1. About Us

Bhanjyang Saving & Credit Cooperative Society Ltd. (Regd. No: 786/067/068) is a member-owned cooperative registered under the Cooperative Act of Nepal, operating under the supervision of the Department of Cooperatives and Nepal Rastra Bank.

2. Website Use

  • This website is for informational purposes about our services, interest rates, and cooperative activities.
  • Information on this website, including interest rates and service details, may change without prior notice as per the Board of Directors' decisions.
  • You agree not to misuse the website or submit false information through any forms.

3. Service Information

Interest rates, loan terms, and service details displayed on this website are indicative and subject to change. For the most current rates and terms, please visit our office or contact us directly. All financial services are governed by applicable Nepal Rastra Bank directives and cooperative regulations.

4. Contact Form

When using our contact form, you agree to provide accurate information. Submitting a contact inquiry does not constitute a formal application for any financial service. We will respond within 2–3 business days.

5. Intellectual Property

All content on this website, including text, images, logos, and design, is the property of Bhanjyang Saving & Credit Cooperative Society Ltd. and may not be reproduced without written permission.

6. Limitation of Liability

We make every effort to keep the website information accurate and up-to-date. However, we do not guarantee the completeness or accuracy of any information. We are not liable for any losses arising from the use of information on this website.

7. External Links

Our website may contain links to third-party websites (e.g., Google Maps, WhatsApp). We are not responsible for the content or privacy practices of these external sites.

8. Governing Law

These terms are governed by the laws of Nepal. Any disputes shall be resolved under the jurisdiction of the courts in Kaski District, Gandaki Province.

9. Contact

For questions about these terms, contact us at: